Your Digital Bank.
Built for Enterprise Reality
Full-stack Digital Banking Platform (Modular, Cloud-Native, Market-Ready).
Transform legacy banking into modern digital experience. Launch in 12–18 weeks, scale without limits, adapt to your market and compliance needs.
Modular Advantage
Speed & Flexibility
Composable fintech framework enables secure, scalable, and interoperable implementations
built-in compliance
Assurance & Control
Built in compliance, privacy, and control, keeping systems regulator-ready and resilient as requirements evolve.
End to end delivery
Complete Guidance
Accountability at every phase, delivering faster outcomes today and a foundation for tomorrow’s innovation.
smart orchestration
Automation & Visibility
Orchestrated workflows with real-time, adaptive, & resilient automation across modules & vendors.
Built for scale, resilience, and long-term evolution
FT’s digital banking platform is engineered to support high-volume operations, regulatory demands, and continuous change. The architecture is modular by design, allowing institutions to modernise safely while maintaining operational stability.
Modern digital experiences your customers trust and adopt
Today’s banking customers expect clarity, speed, and consistency across every interaction. FyscalTech enables banks and fintechs to deliver intuitive, secure, and connected digital journeys that feel effortless for customers and operationally sound for institutions.
Enable fast, compliant onboarding with configurable KYC & identity workflows. Reduce friction while maintaining control over risk and regulatory requirements.
Provide a unified view of accounts, wallets, balances, and statements. Give customers real-time visibility and control across their financial activity.
Support instant transfers, wallet payments, QR, and scheduled transactions. Ensure reliable processing across payment rails and settlement networks.
Offer clear digital lending journeys from application to repayment. Maintain flexibility in credit rules across products and customer segments.
Deliver consistent experiences across mobile, web, branch, and agent channels. Allow customers to move seamlessly without losing context.
Everything you need to run a modern digital bank
FT’s digital banking platform brings together core banking capabilities in modular form, so you can launch quickly, operate confidently,
and expand without unnecessary complexity.
Digital Core Banking Engine
Manage accounts, balances, interest, and real-time ledger processing with a resilient, event-driven core.
Payments & Transfer Engine
Process real-time, batch, wallet, card, and QR payments across multiple rails reliably.
Cards & Wallet Management
Issue, manage, and control cards and wallets across their full lifecycle securely.
Lending & Credit Management
Support loan origination, servicing, repayments, & flexible credit configurations end to end.
Customer Onboarding & Identity
Orchestrate KYC, KYB, consent, and risk workflows with configurable verification journeys.
Customer 360 & Personalisation
Create a unified customer view to support personalised engagement and smarter decisions.
Data, Analytics & Reporting
Access operational, regulatory, and business insights through real-time reporting and dashboards.
Fraud, Security & Compliance
Detect risks, enforce controls, and maintain audit readiness across transactions and users.
Omnichannel Experience Layer
Deliver consistent banking experiences across mobile apps, web portals, and agent channels.
Integration & Open Banking APIs
Connect partners, payment rails, and third-party systems through secure, open interfaces.
Notifications & Communications
Engage customers using in-app, push, SMS, and email notifications consistently.
Admin & Governance Tools
Manage roles, permissions, workflows, and audit trails across the platform centrally.
Built to deliver outcomes, not just technology
FT’s digital banking platform is designed to help institutions move faster, operate more efficiently, and stay in control as complexity grows. Every benefit is grounded in practical delivery experience, not assumptions.
Key Benefits
Built by practitioners.
Proven in real-world banking.
FT is led by teams who have designed, delivered, and operated large-scale banking and payment platforms. Our experience comes from building systems that perform under real transaction volumes, regulatory scrutiny, and operational complexity.
Our leadership team brings hands-on experience from building and scaling platforms at leading fintechs and financial institutions.
We have delivered systems that support high transaction volumes with reliability, security, and operational discipline.
Our teams have worked across diverse markets with varying regulatory, infrastructure, and customer requirements.
Ownership
We take responsibility from architecture and build through launch, operations, and ongoing optimisation.
Delivery
We design platforms with auditability, controls, and regulatory readiness built into everyday operations.