AML Compliance Built for the Modern Financial Institution

✓ Live in weeks
✓ No-code rule engine
✓ Regulator-ready audit trail
Alerts Cleared Today
1,284 / 1,352
↓ 85% false positivesvs. manual review
Case QueueLive
!
Structuring pattern - ACC-4471
High risk - STR due in 2 days
Open
✓
Watchlist match - ACC-2209
PEP screening - Reviewed
Filed
✓
Threshold breach - ACC-8830
CTR auto-populated
Filed
The Problem

Your AML stack was built for a different era

Most financial institutions run three or four disconnected compliance tools.

False Positive Overload

95% of AML alerts are noise. Analysts spend 80% of their time clearing junk, while real laundering patterns go uninvestigated.

95% false positive rate

Fragmented Compliance Stack

Separate tools for KYC, transaction monitoring, screening, and reporting create data silos, sync errors, and blind spots.

3-4 tools, zero shared data

Manual STR Filing Risk

BSP mandates a 5-day STR filing window. Manual programmes track deadlines on spreadsheets. Missed deadlines become regulatory findings.

5-day deadline

Engineering Dependency

Updating AML rules requires an engineering ticket. Every regulatory change means a dev cycle, not a configuration change.

Weeks per rule change
Capabilities

Built for Compliance Teams

Everything you need to manage AML risk, all in one place

No-Code

No-Code Rule Builder

Configure rules independently. No engineering tickets.

Testing

Dry Run Rule Testing

Test against live historical data before activation.

Real-Time

Real-Time Monitoring

Sub-second evaluation of every transaction.

Screening

Parallel Watchlist Screening

Screen against AMLC, UN Sanctions, PEP databases.

Quality

False Positive Management

Separate matches from noise with full audit trail.

Unified

Unified Investigation Workspace

All data assembled in one investigative screen.

Intelligent

Intelligent Queue Routing

Route by risk score, jurisdiction, and SLA deadline.

Filing

Pre-Populated STR/CTR Filing

Forms pre-populated from existing case data.

Audit

Tamper-Evident Audit Trail

Every action logged with timestamp and analyst ID.

Product Experience

See the platform at work

01 - Transaction Monitoring

Build rules in minutes. Not engineering sprints.

FT AML Solution's no-code rule engine lets compliance teams configure, test, and activate monitoring rules without raising a single engineering ticket - making it the transaction monitoring software BSP, OJK, and MAS-regulated institutions use to respond to AML mandates without waiting on development cycles. Threshold rules, pattern rules, and regulatory-triggered rules, all configurable through a visual interface.

Pre-built BSP, OJK, and MAS templates
Activate on Day 1
Rule Builder
BSPOJKMAS
Structuring detection
SUM(txn, 24h) > PHP 490,000
Rapid movement
in->out < 60min, ratio > 0.9
High-risk jurisdiction
country IN watchlist_set
02 - Case Management

From alert to audit trail. Nothing lost between steps.

Every case surfaces the complete picture automatically - transactions, customer profile, screening history, linked entities, and prior cases - without the analyst switching tools. FT AML Solution's AML case management software eliminates cross-tool lookups, reducing average investigation time across every open case.

Average investigation time reduced by eliminating cross-tool lookups
Case Workspace
Case ACC-4471High Risk
TransactionsProfileScreeningLinked
14 transactions flagged
PHP 2.4M across 6 accounts
Customer profile
KYC verified - onboarded 2021
Screening history
2 prior PEP matches - cleared
03 - Regulatory Reporting

Filed on time. Every time. Without rebuilding the narrative.

STR and CTR forms are pre-populated from existing case data the moment a case closes. FT AML Solution functions as AMLC reporting software that tracks filing obligations automatically - the 5-day countdown starts the moment a case closes, and escalation alerts fire if deadlines are at risk.

STR Filing Timeline
0
Day 0
Case Resolved
Disposition locked, countdown begins
1-2
Day 1-2
STR Formed
Pre-populated from case data, analyst reviews
Day 5
Filed with AMLC
Submitted within the mandated window
04 - Watchlist Screening

Screen every customer. Miss nothing.

FT AML Solution screens against AMLC, UN Sanctions, PEP databases, and Adverse Media in parallel - with configurable fuzzy matching that catches real threats without flooding analysts with noise.

PEP and sanctions screening against multiple watchlists in a single pass
Screening - Single Pass
AMLC Watchlist
0 matches - exact + fuzzy
Clear
UN Sanctions
0 matches
Clear
PEP Database
1 potential - 86% match
Review
Adverse Media
0 matches
Clear
05 - AI AgentsComing Phase 3

Less manual review. More accurate decisions.

FT AML Solution's AI agents triage alerts, recommend true/false positive dispositions, and generate investigation narratives automatically - with full explainability built in for regulators.

Explainable AI - every recommendation traceable and auditable
AI Agent - Alert Triage
Alert ACC-2209 -> False Positive
Matches your analysts' prior dispositions for recurring salary credits.
94%
Alert ACC-4471 -> Escalate
Structuring pattern across 6 linked accounts. Narrative drafted.
High
Investigation narrative generated
Full reasoning trail attached - regulator-ready and auditable.
Explainable
Southeast Asia Coverage

Built for Southeast Asia.
Compliant from day one.

Launch AML programmes across the Philippines, Indonesia, and Singapore out of the box - with pre-certified regional regulatory coverage and compliance-ready workflows.

Pre-certified for BSP, OJK, and MAS regulatory frameworks

Multi-jurisdiction workflows built for cross-border SEA operations

Flexible regulatory reporting across SEA jurisdictional requirements

Regional watchlist data covering AMLC, sanctions, PEP, and adverse media

40%+
Reduction in false positives
<1s
Real-time transaction evaluation
5days
BSP STR filing deadline
80%
Integration work already done
Who We Serve

One AML platform.Every regulated business.

FAQ

AML Compliance Questions, Answered

Common questions from compliance officers, risk leaders, and IT architects.

What is the BSP STR filing deadline in the Philippines?
Under BSP Circular 950 and the Anti-Money Laundering Act (AMLA), Philippine covered institutions must file Suspicious Transaction Reports with the AMLC within 5 working days of determining a transaction is suspicious. FT AML Solution operates as AMLC STR filing software Philippine institutions use to track this deadline automatically, triggering escalation alerts before the window closes.
How does AML transaction monitoring work?
AML transaction monitoring evaluates every financial transaction against configured rules and behavioural thresholds to identify patterns consistent with money laundering. FT AML Solution delivers real-time transaction monitoring AML teams rely on - each transaction is risk-scored, alerts are generated in under one second, and cases are routed to analysts for investigation without manual triage.
What is a false positive in AML compliance, and how do you reduce it?
A false positive occurs when AML monitoring flags a legitimate transaction as suspicious. Industry data puts the rate at 90-95% of all alerts. FT AML Solution's AML false positive management software reduces false positives 40%+ through configurable rule thresholds, dry-run testing before activation, and machine learning that continuously refines detection accuracy using your institution's own transaction history.
What AML regulations apply to banks in the Philippines?
Philippine banks are governed by AMLA (Republic Act 9160 as amended), BSP Circular 950 (AML/CFT framework), and AMLC reporting requirements. As an AML solution Philippine-regulated banks can deploy on Day 1, FT AML Solution ships with BSP-pre-certified templates covering CDD programmes, sanctions and PEP screening, and mandatory STR and CTR filing obligations.
What is the difference between an STR and a CTR in AML?
A Suspicious Transaction Report (STR) is filed when a covered institution determines a transaction may be linked to money laundering, regardless of amount. A Currency Transaction Report (CTR) is filed for cash transactions above a defined threshold - PHP 500,000 in the Philippines. FT AML Solution's AML regulatory reporting software automates both, pre-populating forms directly from closed case data.
How does watchlist screening differ from transaction monitoring in AML?
Transaction monitoring analyses transaction behaviour and patterns to detect suspicious activity. Watchlist screening checks customer identities against sanctions lists, PEP databases, and adverse media sources to flag prohibited or high-risk individuals. FT AML Solution provides watchlist screening run in parallel with transaction monitoring - both modules share a unified customer record, eliminating duplicate investigation effort.
How long does AML software implementation take with FT AML Solution?
FT AML Solution is API-first AML software institutions integrate via CATALYST X - connecting to Temenos, Mambu, and Finacle in days, not months. Pre-built BSP, OJK, and MAS templates activate on Day 1. Most implementations go live within 2-4 weeks, versus the 3-12 months traditional enterprise AML vendors typically require for the same scope.

Ready to Transform Your AML Operations?

See how FT AML Solution cuts false positives by 85% and gets you live in weeks, not quarters.